🤖 Is your model risk management program ready for AI?

The Meridian

The bi-weekly compliance newsletter delivering practical insights on risk, regulation, and responsible innovation from veterans and builders in finance.

Hi Equinox Community 👋

Examiner expectations around AI are moving fast. In this issue, we're breaking down SR 11-7 and what compliance teams need to know about extending model risk management for AI. Plus, we've gathered the best compliance event calendars for 2026 and share which compliance services fast growing fintechs should be using. Let's get into it!

On our radar 📡

SR 11-7 was issued in 2011. As you can imagine, the models it was designed to govern (scorecards, regressions, cash flow projections) look nothing like the AI systems financial institutions are deploying today. The official guidance hasn't been updated, but examiner expectations have. In our last issue we discussed the new AI-specific resources the Treasury released in February.

These resources don't replace SR 11-7, but they signal where regulatory expectations are heading. Most MRM programs were built around traditional statistical models with known inputs, deterministic outputs, and stable performance. AI breaks those assumptions on a number of levels. Compliance teams that will perform best under examination are the ones extending their frameworks now, before examiners start asking questions.

We broke down what SR 11-7 actually requires, where AI creates gaps in traditional programs, and how to build an MRM framework that accounts for both. Read more →

From the blog 📝

📅 The Best Compliance, Risk & Fintech Events to Follow in 2026. We curated the orgs hosting the best conferences, webinars, and training for compliance, risk, and fintech professionals in 2026. Read more →

🔍 What are the Best Fractional Compliance Services for a Fast-Growing Fintech? Growth creates compliance obligations faster than most startups can hire for them. We break down the seven fractional services with the highest impact and how to prioritize based on your stage. Read more →

⚖️ Issue Management vs. Complaint Management: Why the Distinction Matters to Examiners. Issues are internal. Complaints are external. When the two are lumped into a single tracking system, examiners lose visibility into both stories your program needs to tell. Read more →

Read and learn 🤓

📖 AI and Model Governance for Compliance Teams | ebook

Explore our practical guide for AI and model governance readiness for banks, fintechs, and crypto companies, aligned with 2026 regulatory expectations.

Read now